Shared Goals

Shared Goals let you invest together with family or friends toward a common target, like a trip, a wedding, or a shared future project. You can all contribute, track progress, and stay aligned in one place.

How it works

• You create a new Shared Investment Goal in the app and invite up to 9 other people (10 total including yourself) to join it.
• Everyone who accepts the invite becomes a contributor and can deposit into the goal using their own Franc account.
• You can see all total contributions, progress, and investment returns in one place, as well as individual contributions from members to maintain accountability.
• The person who created the goal is the admin. Only the admin can choose the investment strategy or make withdrawals, and everyone in the group will be notified when deposits or withdrawals are made.

Key features

• Each contributor invests from their own bank account.
• All contributors must be verified Franc users (Starter, Pro or Hustle account levels).
• Anyone can view contributions, goal progress and returns.
• Only the admin sets the investment strategy and manages withdrawals.

Why use a Shared Goal?

Shared Goals make group saving more transparent, inclusive, and motivating. Instead of chasing people for contributions or managing a shared bank account, everyone contributes from their own bank account or profile, at their own pace.

It's especially useful for friends or family who are saving for the same thing, whether it's a big trip, helping someone study, or preparing for a wedding. You can monitor progress together, stay accountable, and make smarter investment choices as a team.