generational wealth

Invest for your child build generational wealth

Start investing in your child's future by opening a Franc Child Account in their name.

Start saving today

child accounts

Why Franc Child Accounts grow with them

Flexible goal types, collaborative saving tools, and curated funds make it easy to invest in every milestone.

Flexible account types

Open a TFSA, savings, or investment goal in your child's name with no paperwork or branch visits.

Build together

Invite family and friends to contribute via secure deposit links and track every contribution in real time.

See progress instantly

Franc child account dashboard screenshot

Monitor balances, investment performance, and future projections in the app — even when the goal is locked.

Open goals in minutes

Create a TFSA, savings, or investment goal for your child with no paperwork or branch visits.

Invite family and friends

Share secure deposit links so grandparents, godparents, and friends can contribute anytime.

Family contributing to a child savings goal

Track every milestone

See balances, projections, and fund performance in real time, even when the goal is locked.

investment funds

Nothing but the best for your child

Build generational wealth with access to the best money market and diversified, low-cost investment funds.

Satrix Global Balanced FoF ETF

In 2025 Satrix launched the Global Balanced Fund of Funds (FoF) ETF to track the Global Balanced Index giving optimal diversified exposure to a global basket of indices representing different asset classes.

Annualised Performance

1YR: N/A
3YR: N/A
5YR: N/A
10YR: N/A
Since inception: 5.19%

Performance is not available (N/A) due to recent fund launch.

Costs (incl. VAT)

TER: 0.35%
TC: 0.0%

Fund fact sheet

Allan Gray Money Market Fund

The fund targets returns higher than a bank deposit with access your money whenever you need it. While very low risk, losses can occur if an issuers defaults.

Annualised Performance

1YR: 8.3%
3YR: 8.3%
5YR: 6.8%
10YR: 7.2%
Since inception: 7.7%

Costs (incl. VAT)

TER: 0.29%
TC: 0.0%

Fund fact sheet

Satrix 40 ETF

The Satrix 40 exhange traded fund (ETF) tracks the top 40 listed companies in South Africa with holdings proportional to market capitalisation.

Annualised Performance

1YR: 27.1%
3YR: 19.5%
5YR: 16.8%
10YR: 11.15%
Since inception: 12.1%

Costs (incl. VAT)

TER: 0.1%
TC: 0.05%

Fund fact sheet

Regulated by the FSCA

Franc is an authorised Financial Services Provider (FSP 49998), regulated by the FSCA.

Protected by law

Your investments are held in your name and governed by South Africa’s Collective Investment Schemes Control Act (CISCA).

Bank-level security

We use advanced encryption and strict data protection to keep your money and personal information safe.

child accounts

Frequently asked questions

The Franc Child Account is designed to help parents or guardians invest for their children, specifically those who are under 18 years old, and the investment is held in the child's name. The primary goal often associated with this account is setting up a tertiary education fund or helping to create generational wealth for the child. Franc wants to help parent who are keenly aware of the expense of children and the need to plan for their future.
Yes, Franc offers a Kids TFSA. The Tax-Free Savings Account can be opened for oneself or for a child, investing in the Satrix Global Balanced Fund of Funds. Investing in a TFSA for a child's future is highly encouraged because starting contributions when they are very young allows for the longest period of time for compound growth to take place, which is an extraordinary long-term benefit. The Kids TFSA feature is only available under the Pro Account subscription tier.