What is Franc?

Franc is a simple, jargon-free investment app designed to help South Africans grow their wealth with confidence. Whether you're saving for something short-term or building long-term financial stability, Franc helps you set up clear goals and pick the right investment strategy to suit your timeline and comfort with risk.

We don't believe in complexity or fine print. With Franc, there are no or low minimums to get started, and you can withdraw your money at any time – no penalties, no paperwork. We help you choose from a curated selection of low-cost, top-performing funds, and make it easy to invest consistently so you can build real momentum.

Franc is especially built for beginners who want to feel more confident with their money, and for experienced savers or investors who want a simpler, more transparent way to manage their goals. We guide you through everything, from understanding the basics of investing to making informed choices that suit your life.

We're a proudly South African business and a licensed Financial Services Provider (FSP no. 49998), which means we follow all the rules set by the FSCA to keep your money and personal data safe. We also offer extra support for those on our Pro plan, including one-on-one consultations with a member of the Franc team and a once-off consult with an expert financial advisor from LifeCheq.

Franc was founded in 2017 by engineer Thomas Brennan and actuary Sebastian Patel, two friends who saw how intimidating investing could be for everyday South Africans. They built Franc to cut through the confusion and give everyone the opportunity to start building wealth on their own terms.

Today, Franc is used by over 150,000 people who are learning, saving, and investing through our platform. We're here to help you take your next step – whether that's opening your first investment account or setting up a smart savings strategy for your family.